Traditional Medicare generally excludes coverage for dental services. As a result, Medicare Advantage (MA) supplemental dental benefits have become a key source of dental insurance for seniors and other Medicare-eligible populations. This white paper analyzes use of the Milliman Medicare Advantage Competitive Value Added Tool (Milliman MACVAT) for 2025 MA dental plan designs alongside associated expected September 2024 crosswalked enrollment. We provide insights into MA dental coverage changes for this year, organized as follows:

• Changes in plan benefit packages for dental
• Trends in MA dental enrollment by covered services
• Trends in MA dental enrollment by benefit limit